Effective Date: September 9, 2025
Last Updated: June 9, 2026
 

Welcome to www.summitaico.com (the “Site”), operated by Angelissa McArthur, a sole proprietor doing business as Summit AI Consulting, “Summit AI,” “we,” “our,” or “us.”

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This Privacy Policy explains how we collect, use, disclose, and protect information when you use our Site, including automated tools such as quizzes, assessments, and app-based reports, and when you purchase products or services from us.

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This policy is part of our Terms of Use. If you do not agree with this Privacy Policy, do not use the Site or our services.

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1. Introduction

This Privacy Policy applies to all information collected or processed through our Site, including when you:

• Use our website

• Take quizzes or assessments

• Use app-based reports

• Download resources

• Purchase products or services

• Contact us for consulting or other services
   

2. Information We Collect

We may collect the following types of information:

a. Information You Provide

• Contact information (name, email address, phone number, company name)

• Account information (username, password, preferences)

• Payment and billing information (when you purchase products or services)

• Information you submit through forms, emails, or messages

• Information you enter in automated tools such as quizzes, assessments, and app-based reports (e.g., answers to questions, business details, preferences, goals)

• Content you submit for consulting services, reports, or other deliverables
   

b. Information Collected Automatically

When you use our Site, including automated tools, we may automatically collect:

• IP address

• Browser type and version

• Device type and operating system

• Pages you visit and time spent on pages

• The date and time you use a tool and the results generated

• Cookies and similar tracking data (see Section 10)
   

c. Information from Third Parties

We may receive information from third-party services, such as:

• Payment processors (to confirm transactions)

• Analytics providers (to understand how you use the Site)

• AI and automation providers (to process your inputs and generate results)
   

3. How We Use Your Information

We use the information we collect to:

• Provide, operate, and maintain our Site, products, and services

• Generate your quiz results, assessment reports, or app-based reports

• Process transactions and send related information

• Communicate with you about products, services, offers, and updates

• Improve and test our automated tools (quizzes, assessments, app reports)

• Understand how users interact with our Site and tools

• Provide marketing and educational content, where permitted

• Protect the security of our Site and services

• Comply with legal obligations
   

4. Automated Tools (Quizzes, Assessments, App Reports)

Our website includes automated tools such as quizzes, assessments, and app-based reports.

a. What We Collect

When you use these tools, we may collect:

• The information you voluntarily enter (e.g., answers to questions, business details, preferences)

• Technical information such as your IP address, browser type, device type, and cookies

• The date and time you use the tool and the results generated
   

b. Why We Collect It

We use this information to:

• Generate your quiz results, assessment reports, or app-based reports

• Improve and test our automated tools

• Understand how users interact with our site and tools

• Provide marketing and educational content, where permitted

• Comply with legal obligations
   

c. No Human Review

For automated quizzes, assessments, and app-based reports, your input and results are not reviewed by a person before you receive them. Results are generated automatically based on the information you provide and the logic built into the tool.
 

d. Sensitive Data Warning

When using automated tools such as quizzes, assessments, and app-based reports, please avoid entering:

• Sensitive personal information

• Regulated data

• Trade secrets

• Health information

• Financial account information

• Government identification numbers

• Other highly sensitive data unless the tool description clearly states that appropriate safeguards are in place.
   

5. How We Share Your Information

We do not sell your personal information. We may share information in the following situations:

a. With Service Providers

We share information with third-party service providers who help us operate our Site and services, including:

• Payment processors

• Analytics providers

• AI and automation providers

• Email and communication providers

• Hosting and storage providers
   

b. For Legal Reasons

We may share information if required by law or to protect our rights, safety, or property, or the rights, safety, or property of others.
 

c. In Connection with a Business Transfer

If we merge with, sell to, or acquire another company, we may share your information as part of that transaction.
 

d. With Your Consent

We may share information with third parties when you consent to or direct us to do so.
 

6. Third-Party AI and Automation Providers

When you use automated tools, your information may be processed by third-party AI, analytics, and automation providers as part of delivering the result. These providers operate under their own privacy policies and data-processing terms.

We do not intentionally use your client materials to train public AI models.
 

7. International Transfers

If you are outside the United States, your information may be transferred to, stored, and processed in the United States or other countries where our service providers operate.
 

By using our Site or services, you acknowledge that your information may be transferred to countries that may have different data protection laws than your country.
 

8. Data Security

We use reasonable security measures to protect your information from unauthorized access, use, or disclosure. These measures include:

• Using vetted tools and platforms where practical

• Reviewing vendor privacy and data-use settings where available

• Limiting access to client materials

• Maintaining confidentiality expectations with staff, contractors, and advisors
   

However, no method of transmission over the internet or electronic storage is 100% secure.
 

9. Data Retention

We retain information from quizzes, assessments, app-based reports, and other Site use for as long as necessary to:

• Provide our services

• Improve and test our tools

• Comply with legal obligations

• Resolve disputes and enforce our agreements
   

Unless otherwise required by law, we generally retain this information for up to 2 years after your last use or purchase, unless you request deletion.
 

10. Cookies and Tracking

We use cookies and similar tracking technologies to collect information about how you use our Site. You can control cookies through your browser settings. If you disable cookies, some features of the Site may not function properly.
 

11. Your Rights

If you are a Maryland resident or otherwise covered by applicable privacy law (such as the Maryland Online Data Protection Act), you may have rights to:

• Access your personal data

• Request correction or deletion

• Opt out of certain processing

• Request data portability

• Not be discriminated against for exercising your rights

To exercise these rights, contact us at info@summitaico.com.
 

12. Children’s Privacy

Our Site is not intended for children under 13. We do not knowingly collect personal information from children under 13. If we learn we have collected such information, we will take steps to delete it.
 

13. Marketing Communications

We may send you marketing communications about products, services, offers, or updates. You can opt out of marketing emails at any time by using the unsubscribe link in the email or contacting us directly.
 

14. Business Transfers

If we merge with, sell to, or acquire another company, your information may be transferred as part of that transaction. You will continue to have the same rights and protections under this Privacy Policy.

 

15. Legal Requirements

We may disclose your information if required by law or in response to valid requests by public authorities (e.g., court orders, government investigations).
 

16. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will post updates on this page with a revised effective date. Your continued use of the Site after changes are posted means you accept the updated Privacy Policy.
 

17. Your Consent

By using our Site or providing us with information, you consent to the collection, use, disclosure, and protection of your information as described in this Privacy Policy.
 

18. Complaints

If you believe that we have not adhered to this Privacy Policy, you may contact us at info@summitaico.com. We will try to address your concerns.
 

19. California Privacy Rights (if applicable)

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA) or California Privacy Rights Act (CPRA), including:

• Knowing what personal information is collected

• Knowing whether personal information is sold or shared

• Deleting personal information

• Correcting inaccurate personal information

• Opting out of certain processing
   

To exercise these rights, contact us at info@summitaico.com.
 

20. Relationship with Terms of Use

This Privacy Policy is part of our Terms of Use. The Terms of Use govern your use of the Site and our services. If there is any conflict between this Privacy Policy and the Terms of Use, the Terms of Use will control, except where required by law.
 

21. Contact

For questions or privacy requests, contact:

Angelissa McArthur
d/b/a Summit AI Consulting
info@summitaico.com
www.summitaico.com